Estrella Dorada Group
The Estrella dorada group is made up of 7 members: Cinthia - clothing sales, Elizabeth - clothing sales, Francisca - production and sales of serviettes, Cristina - sales of tamales and toasted corn snacks, Edgardo - sales of beverages, Juan - sales of soft drinks and Raquel - embroidered crafts.
Raquel has earned a living for the last 10 years making and selling serviettes and tablecloths that she embroiders and knits herself. She comments that when she was young she used to watch how her mother, who taught her the art, used to do it, and when doing it now she always remembers her. With this credit she will buy needles, frames, thread for embroidery and knitting, serviettes and tablecloths. With the earnings she will support her husband with household expenses.
El grupo Estrella dorada está formado por 7 integrantes: Cinthia-Venta de Ropa, Elizabeth-Venta de ropa, Francisca- Elaboración y venta de servilletas, Cristina-Venta de tamales y esquites, Edgardo-Venta de refrescos, Juan-Venta de refrescos y Raquel- artesanías bordadas.
Doña Raquel se ha dedicado desde hace ya 10 años a la elaboración y venta de servilletas y manteles los cuales borda y teje ella misma, comenta que desde que era pequeña observaba como lo hacía su mamá, quien le enseño el arte y ahora al hacerlo siempre la recuerda. Con el préstamo otorgado comprará, agujas, bastidores, hilos para bordar y para tejer, servilletas y manteles, con las ganancias apoya a su esposo con los gastos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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