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Marvin Mardoqueo
Marvin is a 33-year-old farmer and lives in his own home with his mother. He grows corn and beans and has many years of valuable experience that allow him to achieve excellent harvests. Marvin sells his crops in the surrounding towns and has many steady customers, who prefer his high-quality crops, very reasonable prices, and unmatched service.

Marvin wants to invest in agricultural supplies, but needs capital to make these purchases, so he's applying for a loan from INTEGRAL. This loan will allow Marvin to purchase seeds, manure, insecticide, fertilizers, pest controls, tools, and other supplies. Marvin will then make improvements to his land, which appears in this photograph and is very rocky. Marvin has good financial references and is sure that he'll be able to repay the loan on time. He is also confident that he and his mother will achieve the life they deserve.
View original language description ↓
Marvin de 33 años de edad vive en casa propia con su madre; el se dedica a la agricultura específicamente al cultivo de maíz y frijol, tiene muchos años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas, el comercia en todas las zonas aledañas y ya tiene mucha clientela fija, estas personas siempre prefieren su producto pues es de calidad y a precios realmente accesibles además el servicio es inigualable, el quiere invertir en insumos agrícolas pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semillas, abono, insecticida, fertilizantes, controles de plagas herramienta, etc. y poder hacer una mejora en el terreno que muestra la fotografía ya que es esa zona el suelo es muy pedregoso, Marvin tiene buenas referencias de pago y está seguro que podrá saldar su deuda a tiempo, y a la vez tiene la confianza que podrá tener junto con su madre la vida que se merecen.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 761
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $325 helped Marvin Mardoqueo to purchase seeds, manure, insecticide, fertilizers, pest controls, tools, and other supplies that will allow him to make improvements to his land.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
May 29, 2014
Jun 15, 2014
Currency Exchange Loss:
Feb 20, 2015