40-year-old Mario is married and lives with his children (aged 8 and 3) in Ventanas canton in the province of Los Ríos. He is a member of the Cuidad de Pueblo Viejo solidarity group which is based in the city of Pueblo Viejo. The group is made up of 10 members from the same city who all work in agriculture and livestock breeding. Mario grows corn and is seeking this loan to buy agricultural supplies for his crops. He will buy them in Ventanas. His aim is to improve his production but transporting his crops proves a challenge. In his free time, he enjoys indulging in sports.
Mario tiene 40 años de edad, de estado civil casado, vive con sus hijo de 8 y 3 años en el Cantón Ventanas Provincia de los Ríos.
Es integrante de la ventanilla Cuidad de Pueblo Viejo se encuentra ubicada en la ciudad de Pueblo Viejo, está formada por 10 socios que son de la misma ciudad y que se dedican a las labores agrícolas y pecuarias.
Mario se dedica a la agricultura a la siembra de maíz. Solicita el crédito para la compra insumos agrícolas para los sembríos. Las compras lo realizan en Ventanas. Su meta es mejorar la producción de la siembra. Su desafío es el transporte. En su tiempo libre se dedica a hacer deporte.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!