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Carmen Johanna
29-year-old Carmen, who is single, lives with her parents in the Ventanas canton on the province of Los Ríos. She is a member of the Cuidad de Pueblo Viejo solidarity group which is based in the city of Pueblo Viejo. The group is made up of 10 members from the same city who all work in agriculture and livestock breeding. Carmen grows corn and is seeking this loan to buy manure, insecticide, fertiliser, urea and weed killer to help her to grow more crops. She will buy the supplies in Ventanas. Her aim is to grow more crops but she has to face the challenge of transporting them around. In her spare time, she likes to watch the news.
View original language description ↓
Carmen tiene 29 años de edad, de estado civil soltera, vive con sus padres en el Cantón Ventanas Provincia de los Ríos.
Es integrante de la ventanilla Cuidad de Pueblo Viejo se encuentra ubicada en la ciudad de Pueblo Viejo, está formada por 10 socios que son de la misma ciudad y que se dedican a las labores agrícolas y pecuarias.
Carmen se dedica, a la agricultura a la siembra de maíz Solicita el crédito para la compra de abono, insecticida, fertilizantes, urea, fungicida con la finalidad de mejorar la producción de sus cultivos. La compra lo realiza en Ventanas. Su meta es mejorar la producción de sus cultivos. Su desafío es el transporte. En su tiempo libre le gusta ver las noticias.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Carmen Johanna to buy agricultural supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 30, 2014
Jun 16, 2014
Currency Exchange Loss:
Dec 20, 2014