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Update on Ruth

Ruth appreciates her previous Kiva loan that improved her living standards. Besides the fruit and vegetable selling business, Ruth operates a retail shop.
She is requesting for a loan to purchase wheat flour, cooking oil, maize flour, and soap for her business .Her previous loan enabled her to expand her business and earn a higher income. She thanks Yehu for their financial support.

Previous Loan Details

Ruth is married with five school-going children. They live at their own house that has neither electricity nor piped water. Her greatest monthly expenses are food and school fees. Ruth has operated a fruit and vegetable stall business for the past two years. She sells from home to her neighbor... More from Ruth's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Kenya

  • $1,800
    Average annual income
  • 741
    View loans »
    Kenya Loans Fundraising
  • $43,812,675
    Funds lent in using Kiva
  • 87.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Ruth to purchase wheat flour, cooking oil, maize flour, and soap for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 27, 2014
Jun 9, 2014
Currency Exchange Loss:
Jun 17, 2015
This photo was used before for a previous loan for Ruth. It was first posted on Kiva on Jan, 2014. Learn More