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Sofy's Group
In this Group: Sofy, Mbinkinding*, Mandyilang, Daba, Arabiatou, Haby Fatou, Mandiouba, Oude*, Adama, Fatoumata, Mouskeba, Fanta, Mancoto, Dioutala, Djineba, Mariama, Kady, Khady, Mbinkinding, Tounkang, Awa, Khadidiatou, Tida*, Fatoumata, Kady, Mame, Khady, Solo, Aminata, Tidanke, Sona Kinty, Mama, Koubanaw, Fatou, Fatoumata Fode
* not pictured
The various groups of this "banc villageois", established on the day of its inauguration, are composed of dynamic women who work hard at their income-generating businesses. They mostly work at small-scale commercial businesses with, for several years now, agriculture as a sideline during the rainy season. They all live in the same village and share solid connections.

Madame Sofy (sitting on her heels on the far right) is the star borrower for this group. She is 51, married, and the mother of six children, four boys and two girls. Her business revolves around selling manufactured bar soap, palm oil, and various other daily-use items. She buys her goods at the community market and resells them in front of her house on a table. She has more than 10 years of experience in this business.

Her new loan will allow her to buy 6 gross (144) of bar soap for 4,500 F CFA each, three 20-liter jerrycans of palm oil at 15,000 F CFA and various other products. The profit from her business will allow her to cover expenses for her children such as school supplies, school fees, and healthcare costs.
View original language description ↓
Mise en place le jour de son inauguration, les différents groupes de ce banc villageois sont composés de femmes très dynamiques dans leurs activités génératrices de revenu. Elles sont dans leur majorité dans le petit commerce qui est accompagné de l’agriculture sous pluie depuis plusieurs années. Elles vivent toutes dans le même village et partagent des liens de solidarité très solides.

Madame Sofy (accroupie à l’extrême droite) est l’emprunteuse vedette du groupe. Elle est âgée de 51 ans, est mariée et mère de six enfants dont : 04 garçons et 02 filles. Son activité s’articule autour de la vente de savon manufacturé, d’huile de palme et divers autres produits de consommation courante. Elle achète ses produits au marché communal pour la revente au devant de chez elle où elle tient une table. Elle jouit d’une bonne expérience dans ce domaine de plus de 10 ans.

Son nouveau prêt lui permettra d’acheter 06 grosses de savon pour 4 500 F CFA l’un, 03 bidons de 20 litres d’huile de palme à 15 000 F CFA et pour divers autres produits.

Les bénéfices de son commerce lui permettront de prendre en charge ses enfants en ceux qui concernent fournitures, les frais scolaires et santé.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 34
    View loans »
    Senegal Loans Fundraising
  • $14,265,550
    Funds lent in using Kiva
  • 482.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sofy's Group's $5,200 loan helped a member to buy 6 gross (144) bars of soap, three 20-liter jerrycans of palm oil, and various other products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 2, 2014
Jun 11, 2014
Currency Exchange Loss:
Jan 17, 2015