Andrés is 39 years old, married, and lives with his wife and children, who are 12 and 11 years old, in Ventanas Canton in Los Rios Province.
He is a member of the Ciudad de Pueblo Viejo Communal Bank, which is located in the city of Pueblo Viejo. The bank is made up of 10 members from the same city who are engaged in farming and livestock raising.
Andrés is a farmer. He is requesting a loan to purchase agricultural supplies to plant rice. His goal is to increase his business. His challenge is crop disease. In his free time he enjoys playing sports and watching television.
Andrés tiene 39 años de edad, de estado civil casado, vive con su esposa e hijos de 12 y 11 años de edad en el Cantón Ventanas Provincia de los Ríos.
Es integrante de la ventanilla Cuidad de Pueblo Viejo se encuentra ubicada en la ciudad de Pueblo Viejo, está formada por 10 socios que son de la misma ciudad y que se dedican a las labores agrícolas y pecuarias.
Andrés se dedica a la agricultura. Solicita el crédito para la compra de los insumos agrícolas para la siembra de arroz. Su meta es incrementar su negocio. Su desafío es las enfermedades en sus cultivos. En su tiempo libre le gusta hacer deporte y ver la televisión.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!