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Erick
Erick is a farmer living in the Litein area of South Rift, Kenya, where he does farming, especially tea and dairy farming. This has been his main source of income for four years. His hobby in farming is feeding the cows because they will produce more milk, while his biggest challenge is difficulty in getting the animal feeds because they are very expensive.

Erick wants to construct a dairy unit in order to create a good environment for his livestock to produce more. He can’t accomplish this on his own, and that’s why he applied for this Kiva loan, which will help him. He will be able to get more income in return, which will enable him to provide more for his family.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 605
    View loans »
    Kenya Loans Fundraising
  • $39,245,475
    Funds lent in using Kiva
  • 87.6
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $750 helped Erick to pay for construction of a dairy unit.
0% repaid
Repayment Term
29 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 9, 2014
Listed
Jun 9, 2014
Currency Exchange Loss:
Possible