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La Patience Group
In this Group: Aziza, Maganga, Kiza, Muharanyi, Muhindo
This client, Muhindo, is a merchant with 13 years of experience. She is 43 years old, a widow, and the mother of two children, who are both students. This client is a member of the business collective “La Patience”. She is a vendor of a variety of secondhand clothing. She sets up her merchandise at the local central market.

She is requesting a loan from Hekima to grow her business. She is going to purchase 5 bales of used clothing. She started off her business with funds from her husband when he was alive. For the future, she would like to increase her loan and provide education and food for her children.

She thanks Hekima for its support of unbanked women entrepreneurs by according them micro-loans during this period post-conflict in the country’s east.
View original language description ↓
La Cliente Muhindo est une commerçante d’une expérience de 13 ans, âgée de 43 ans, veuve et mère de 2 enfants, qui tous étudient. La cliente est membre d’un collectif d’Affaires «La Patience». Elle est vendeuse divers habillements usagés. Elle installe ses marchandises au marché central de la place. Elle sollicite un prêt auprès de Hekima pour accroitre son activité. Elle va acheter 5 ballons de friperie. Elle démarra ses affaires avec le fonds reçu de son mari, lors de son vivant. Dans l’avenir, elle souhaite accroitre son crédit, scolariser et nourrir ses enfants. Elle remercie Hekima pour son soutien aux femmes entrepreneurs non bancables, en leur accordant de microcrédit, pendant, ce moment post conflits dans la région de l’Est du pays.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 8
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,635,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of La Patience Group's $9,950 loan helped a member to purchase 5 bales of used clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 8, 2014
Jun 17, 2014
Currency Exchange Loss:
Dec 17, 2014