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Melissa is a young entrepreneur, 25 years old, living in the department of San Martin with her husband.

More than a year ago she established a grocery store offering various products such as soft drinks, beer, staples, etc. She also has additional income from renting rooms to cover the household expenses.

She is a person eager to get ahead. Currently she is taking computer classes and she would like to study in another career field later.

Melissa is grateful to the Kiva lenders because with their help she can buy more merchandise for her business and thus have better earnings so that later she can fulfill one of her greatest dreams of expanding her business.
View original language description ↓
Melissa es una joven emprendedora, tiene 25 años de edad y viven en el Departamento de San Martin junto a su esposo.
Desde hace más de 1 año estableció una tienda de abarrotes, ofrece productos variados como gaseosas, cervezas, productos de primera necesidad, etc.
También se dedica al alquiler de cuartos teniendo un ingreso adicional para cubrir los gastos del hogar.
Es una persona con muchas ganas de salir adelante. Actualmente está estudiando la carrera de Computación y más adelante le gustaría estudiar otra carrera profesional.
Melissa está agradecida con los prestamistas Kiva porque con su apoyo ella podrá comprar mayor número de mercadería para implementar su negocio y así pueda tener mayores ingresos para que más adelante pueda cumplir uno de sus más grandes sueños: “Ampliar su negocio”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $12,000
    Average annual income
  • 156
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Melissa to buy merchandise for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 20, 2014
Jun 14, 2014
Currency Exchange Loss:
Aug 17, 2014