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Benkelema 1 Group
In this Group: Fatoumata , Minata , Ramatou , Awa , Rokia, Rokia, Djenebou, Niadiougou, Saly , Setou
The members of the Benkelema 1 Group are married women with an average age of 43 and an average of four children each. They all live within traditional family frameworks in Konona, a village in Dambela Commune in Sikasso, the third administrative region of Mali. They are collaborating with the Soro Yiriwaso Microfinance Institution so that they can see through their agricultural activities during the winter period. This will be their sixth loan with Soro Yiriwaso. Their previous loans were all paid back in full. The group's main produce is corn. The group's representative is Fatoumata, the woman standing on the left at the end of the standing row in the photo. With this loan, she is planning on buying farm inputs and seeds in order to maintain one hectare of land. After the harvest, the produce is sold on a village level as well as at the markets of Sikasso to a customer base made up of both men and women. She is planning on making an average profit of 150,000 FCFA per season. These profits will allow her to pay off her loan and also help her husband with their family's daily living expenses.

View original language description ↓
Les membres du groupe BENKELEMA 1sont des femmes mariées ayant une moyenne d’âge de 43 ans, 4 enfants et vivant toutes dans des familles polygames à Konona, un des villages de la commune de Dambela dans la 3ème région administrative du Mali : SIKASSO.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur sixième prêt avec l’institution, les prêts passés ont été bien remboursés.
La spéculation cultivée est le maïs avec Fatoumata debout en première position de la gauche vers la droite sur la photo.
Avec son prêt, elle compte acheter d’intrants et de semences agricoles pour entretenir 1 hectare.
La production est vendue au niveau du village, aux marchés de SIKASSO après la récolte à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice moyen de 150.000 francs CFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Mali

  • $1,200
    Average annual income
  • 24
    View loans »
    Mali Loans Fundraising
  • $9,946,525
    Funds lent in using Kiva
  • 481.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Benkelema 1 Group's $1,325 loan helped a member to purchase farm inputs and seeds.
0% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
May 15, 2014
Jun 6, 2014
Currency Exchange Loss: