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This is Alicia, 41, a resident of Tondo Manila, Philippines. She is married to Nelson, her business partner, and is a mother of three children. She and her husband work together to effectively manage the household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Alicia operates a buy and sell business. What she basically does is buy shoes and other similar products at wholesale prices, and sell them per item with a little profit. Customers are attracted to buy due to the low selling prices. She also trade RTW and other dry good products for additional income. Her regular customers are her neighbors and the local community. She earns a minimum of 1000 PHP in sales every day.

To help her continue operations of her business, she is requesting a 37,000 PHP loan. She will be utilizing the loan to buy more quantities and varieties of products to expand her product inventory. She expects a boost in her business income as she expands her business.

Alicia dreams to become a successful businesswoman and hopes to send all her children to school and have them all finish their studies with flying colors. She meets up with her co-fellowship members to share stories of her work every week, and also draws strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.


About Philippines

  • $7,000
    Average annual income
  • 1497
    View loans »
    Philippines Loans Fundraising
  • $59,107,075
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Alicia to buy merchandise for her shoe selling business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 15, 2014
Jun 8, 2014
Currency Exchange Loss:
Dec 17, 2014