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The client is 28 years old and is a very hardworking, responsible, and honest man who is always looking for ways to get ahead. For 11 years he has been farming principally corn and sorghum. He sells his products to different companies that buy and sell bulk grains, and the proceeds allow him to pay for some household expenses.

He lives in his own home with his life partner and their children. The client is requesting a loan for the purchase of seeds, controlling pests, herbicides, etc. so he can improve the plot of land shown in the photograph and have a better quality of life for his family.
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El cliente de 28 años de edad es un apersona muy trabajadora, responsable y honesta siempre está buscando la manera de poder salir adelante, desde hace 11 años que se dedica a la agricultura su principal siembra es el maíz y maicillo, comercializa sus productos en las diferentes agencias de compra-venta de granos básicos, con lo que obtiene de sus ventas logra solventar algunos gastos de su hogar, vive en casa propia con su compañera de vida y sus hijos, el cliente está solicitando un crédito para la compra de semillas, control de plagas, herbicidas, etc. y mejora el terreno que muestra en la fotografía y asi poder tener junto con su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 757
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped this borrower to buy seeds, pest control, herbicides, etc., and improve the plot of land.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 23, 2014
Jun 13, 2014
Currency Exchange Loss:
Mar 26, 2015