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This is 32-year-old Abibatu. She is single and has one child aged nine years old. Abibatu owns a wax cotton fabrics business. She began her business because she dropped out of school after senior secondary school exams. Her father died and she could not get any financial support from family members. She had no alternative but to join her mother's business. Several years later she started her own business. Working 7 days a week and 11 hours a day, she earns about SLL 2,256,000 every month from this business. She would like a loan in the amount of SLL 3,000,000. Abibatu requires a loan in order to buy one bail of wax cotton. In the future, Abibatu plans to order to face the competition challenge in the market. She needs a large sum of capital and the loan will be a great help in achieving her business goal. She is hardworking and committed to her business. Having a business has made her have financial security and in order to maintain the business she needs a little help. She thanks ARD for rendering such a service. She thanks you for your support.

Additional Information

More information about this loan

This loan is to a borrower living in Sierra Leone, one of the countries in West Africa currently experiencing an Ebola outbreak. The epidemic is the largest in history, claiming thousands of lives and deeply affecting the national economy. This partner is continuing to operate throughout the outbreak, but accordingly these loans will have a higher risk associated with them. Learn more about the epidemic here

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Abibatu to buy different types of wax cotton.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 23, 2014
Jun 7, 2014
Currency Exchange Loss:
Mar 10, 2015