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Parveen's Group
In this Group: Parveen, Zahida, Qubra, Zakia, Nasira
Parveen baji, the wife of M. A., lives in Chichawatni, Pakistan. She owns a two-room brick house where she has been living for the past 15 years. She completed her education through the 5th standard grade. She is the mother of two sons. Her eldest son sells fruits and vegetables. Her younger son has a juice corner.

Parveen baji’s husband has a livestock business. He raises cattle and sells them in the market. Parveen baji is a housewife who prefers to do household work and take care of her family.

Parveen baji successfully repaid her first loan from Asasah, a microfinance institute in Pakistan. Now she is applying for a loan to buy cattle (sheep and goats) to resell.

She is joined in her loan group by four more members. Zahida baji wants a loan to buy material (lentils, cooking oil and spices) for her food business. Qubra baji wants a loan to buy seasonal fruits for her fruit-selling business. Zakia baji wants a loan to buy groceries for her grocery shop. Nasira baji wants a loan to buy wood to resell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Note: Baji, which means 'older sister,' is a term of respect for women in Pakistan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 372
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 80.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Parveen's Group's $1,150 loan helped a member to buy cattle to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 12, 2008
Oct 28, 2008
Currency Exchange Loss:
Mar 11, 2010