Update on LubovLubov is a hairdresser from Lavlograd. She offers beauty services at her own salon, which she opened in 2007. Among the services available at her salon are manicures, pedicures, women's and men's haircuts, styling, etc. Lubov is very proud of the fact that she was able to open her own business. She gets enjoyment from her work.
Lubov needs 30,000 hryvnas to buy materials and instruments for her work and to make some small repairs to her salon. For her work, she needs hair dyes, oxidants, nail varnish and polish, gel for acrylic nails, sterilizer for her nail clippers, and electric clippers for men's haircuts. The purpose of her repairs is to install ventilation and to purchase a new boiler for her hot water supply.
Сумма в 30 000 гривен нужна Любови для того, чтобы закупить материалы, инструменты для работы и провести небольшие ремонтные работы в парикмахерской. Любови для работы нужны краски, окислители, лаки и гели-лаки, гели для наращивания ногтей, стерилизаторы для ногтей, а также машинки для мужских стрижек. Относительно ремонтных работ, то это, в основном, касается установки вентиляции и замены водопровода для подачи горячей воды.
Previous Loan DetailsLubov works a lot. She has a a store at the shopping center which sells women's fur and wool coats for winter. Lubov employs a sales person to manage the store. Recently Lubov opened a hair salon and started renovating the space. For this reason she wants to take out a loan from KIVA to purchase a… More from Lubov's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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