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Fidele is 30 years old. He is the father of three children between ages seven and eleven years.

This is a new loan product for UOB. This loan will help construct a warehouse to support the local produce business, providing a place for growers to store their harvest before it is purchased by buyers. This new infrastructure will help the entire community by ensuring secure storage of their produce. UOB’s farmers clients will benefit from the project because during the post-harvest season, they are more likely to struggle financially, as they have to wait for their buyers to pay them. This Kiva Loan will play a big role to bridge this financial gap, helping the farmers more consistently meet their day to day needs during the period.

Additional Information

More information about this loan

This loan is part of Urwego Opportunity Bank's program targeting farmers who are members of cooperatives. All borrowers benefiting from these loans receive financing, as well as seed and fertilizer from the Rwandan government. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. The loan is also covered by insurance in case of crop failure. 

Without flexible, risk-tolerant capital provided by lenders like you, Urwego Opportunity Bank would not be able to offer this type of loan. This is critical in Rwanda where 85% of the population is employed in agriculture, but many formal financial institutions consider the sector to be too risky to invest. By funding this loan, you are expanding opportunity to farmers with limited options.

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.


About Rwanda

  • $1,700
    Average annual income
  • 65
    View loans »
    Rwanda Loans Fundraising
  • $15,230,800
    Funds lent in using Kiva
  • 675.1
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Fidele to build a community.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
May 4, 2014
Jun 7, 2014
Currency Exchange Loss:
Sep 17, 2014