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Lady Gaga Group
In this Group: Sarah, Arlen, Geraldine

Update on Lady Gaga Group

Arlen is the featured borrower of Lady Gaga group. She got together with the other group members to acquire a loan from Kiva's partner, Al Majmoua. They have always been friends since they left their hometown, Philippine, to come and work in Lebanon as housekeepers in order to provide their families with the necessary educational and living needs.

Arlen is a 53-year-old single mother of three children. She works as a housekeeper to provide her children with their living needs and education. She is acquiring a loan from Kiva's partner, Al Majmoua, to pay for her children's university fees.

Arlen's main aim is to provide her children with the best education, and she hopes to see them as presentable persons in their society.

Arlen is the lady at the center of the picture with the brown top. As for the other group members, Sarah is on the right with a white cap, and Geraldine is on the left with a green top.

Previous Loan Details

Leove is the featured borrower of Lady Gaga group. She got along with the other group members to acquire a loan from Kiva's partner, Al Majmoua, because they have always been friends since they left their hometown, Philippine, to come and work in Lebanon as house keepers, to provide their familie... More from Lady Gaga Group's previous loan »

Additional Information

More information about this loan

This loan is specifically designed for Al Majmoua's vulnerable clients, namely non-Lebanese such as Filipinos, Egyptians and Syrian and Palestinians refugees. These communities have been marginalized by the Lebanese government and society and do not enjoy the same opportunities in the work, educational, and health fields. By funding this loan, you are helping these individuals improve their businesses and provide for their families. 

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.


Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $5,900
    Average annual income
  • 84
    View loans »
    Lebanon Loans Fundraising
  • $15,648,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Lady Gaga Group's $1,800 loan helped a member to pay for her children's university fees.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 4, 2014
Listed
Jun 7, 2014
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2014