Luzvania Isabel is a young 37-year-old single mother with two children under her care. What little she earns barely helps maintain a livelihood for her children who she holds with both love and esteem.
For three years, she has worked in a pharmacy in one of the state-run health centers but she dreams of a better life with her babies
It is her great need for CEPRODEL and Kiva to fund the purchase of metal, nails, and wood because it is very important for her to improve the roof of her home that will is very affected by the arrival of the season of heavy rains.
She is comfortable in her job because it has helped her family a lot. She will buy these building materials today because thanks to God and her job, she has a small house.
She says that the opportunity to know Kiva and CEPRODEL will open a new door to enhance her home. She hopes in God that these institutions will provide her with the support she needs.
Luzvania Isabel Es una joven de 37 años de edad Madre soltera con 2 hijos bajo su cargo, con lo poco que ella gana a duras penas ayuda a mantener el sustento diario a sus hijos que tanto ama y estima.
Desde hace tres años ejerce el trabajo como farmacéutica en uno de los centro de salud del estado, pero son de sus sueños tener una vida mejor con sus hijitos.
Es de su gran necesidad que Ceprodel y Kiva le financie un crédito, para la compra de: Zinc, clavos y madera esto lo ve de gran importancia para mejorar el techo de su vivienda ya que en etas temporada le afectan mucho las fuertes lluvias.
Se siente a gusto con este tipo de empleo porque le ha ayudado mucho con su familia y a podido ir comprando materiales para la construcción hoy en día tiene gracias a Dios y A su Trabajo su pequeña vivienda.
Comenta que ahora que logro conocer a Kiva y ceprodel se le abren nuevas puerta para poder mejorar su vivienda y espera en dios que estas instituciones le brinden el apoyo necesario
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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