She and her husband work together every day in order to get ahead. The well-being of her family is dependent upon the effort they both make. The financial support for their children to be able to go to the university is also dependent upon their efforts. When the children leave school, they involve themselves in the different field activities.
Bernilda is a coffee farmer. She and her husband learned this together several years ago. The land that they cultivate together was inherited from her parents.
She has requested a loan from COMIXMUL to buy agricultural supplies. This will help them keep their coffee protected from ‘la roya’ [coffee rust] and from other pests that damage the coffee harvest.
Her plan for the future is to be able to cultivate a greater variety of coffee. With this she will be able to sell and compete in the market in order to be able to get ahead. She also plans to some day be able to take it out of the country as a quality product. Her dream for her business and her family is to get greater production, as mentioned earlier. She also dreams of her children completing their education so that they can become excellent professionals.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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This loan has been fully funded!