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Trabajadoras Semetabaj Group
In this Group: Maribel , Josefina , Josefina , Selvia Bercely , Anastacia , Sonia Antonieta , Teodora Juracan , Geidy Beatriz
The Friendship Bridge Trust Bank “Trabajadoras Semetabaj” or “Hardworking Women of Semetabaj” is made up of eight women and is located in a small municipality of San Andres Semetabaj in the Western Highlands of Guatemala. It is an agricultural area where corn, onions, and beans are harvested. Many in the town work in traditional textile production as well.

There are eight women in the Trust Bank. Sonia, a 56-year-old married mother of six children, is the Treasurer of the Trust Bank. Although she was only able to attend primary school for a limited time, she carefully keeps track of the funds of her Trust Bank. Sonia is requesting a loan for her traditional textile business and will use it to buy a variety of supplies including thread. She fabricates pretty napkins and placemats as well as colorful traditional blouses called “huipiles.”

The ladies involved in the Friendship Bridge Microcredit Plus Program of the organization realize the great value of education for their children and lifelong learning for themselves. Sonia works hard to help her grandaughter who has begun to study at the University level. Other women are thrilled that their children have completed primary school and are moving on to higher levels of learning. The women of each Trust Bank reap tremendous benefits from the educational component of their monthly meetings with a Loan Officer. They learn about how to manage their small businesses with classes on accounting, budgeting and customer service. The ladies learn about health and hygiene, nutrition and medicinal plants as well as self esteem and violence against women.

KIVA investors are valuable partners with Friendship Bridge in Guatemala in providing the seed money for the loans. The hardworking women of the Trust Bank in San Andres Semetabaj are already reaping benefits for themselves, their families and their community. Thank you, KIVA investors!

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 133
    View loans »
    Guatemala Loans Fundraising
  • $10,890,300
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Trabajadoras Semetabaj Group's $4,700 loan helped a member to buy a variety of supplies, including thread, to fabricate pretty napkins and placemats.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 14, 2014
Jun 6, 2014
Currency Exchange Loss:
Jun 17, 2015