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Bardhe whose name in English means ‘white’ has been photographed at her own home. She is requesting this loan to invest in a dairy cow.

Bardhe is in her late 40s and is a married mother of five children ranging in age from 11 to 23 years old. She is from northern Albania, and the way she is dressed represents that of the women in the northern regions. Agriculture/livestock is what Bardhe has been pursuing these past years, and she has an established clientele for her agricultural products. Pigs and goats are the animals that she looks after; she sells the babies of these animals to the locals. She has also 1500 m² where she has planted grapevines; she sells homemade red and white wine. Added to all these efforts, she has also rented from her neighbors agricultural land where she plants fodder in large quantities, and she sells this to the locals.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 37
    View loans »
    Albania Loans Fundraising
  • $2,885,025
    Funds lent in using Kiva
  • 102.7
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,950 helped Bardhe to invest in a dairy cow.
61% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 29, 2014
Jun 6, 2014
Currency Exchange Loss: