These women met through their families and work in the commerce of condiments and cereals. Having correctly repaid their previous loans, the women of this group request their sixth solidarity loan. Bintou, who is the first woman sitting looking from left to right in the photo; plans to use her loan to buy 20 kg of rice, 10 kg of fonio (small grains similar to quinoa) 5 kg of potatoes, 5 kg of onions and half a packet of Maggi cubes. She buys her stock from wholesalers. She sells her merchandise to a clientele of men and women for cash and often on credit.
She hopes to make an average monthly profit of 20 000FCFA which she will use for healthcare, food and clothing expenses, and she will reinvest the remainder in her business.
Ces femmes se sont connues à travers des liens de parenté et font les activités d’achat et de vente des condiments et des céréales. Après avoir remboursés correctement leurs prêts précédents, les femmes du groupe DJEDOUMA sont à leur 6ème prêt solidaire. BINTOU 1ère femme assise de la gauche vers la droite sur la photo ; compte utiliser son prêt pour acheter 20Kg de riz, 10Kg de fonio, 5Kg de pomme de terre, 5Kg d’oignon et 1 demi paquet de Cube Maggi. Elle s’approvisionne sur place chez les grossistes. Elle effectue ses ventes, à une clientèle composée de femmes et d’hommes en espèce et souvent à crédit.
Elle envisage réaliser un bénéfice moyen mensuel de 20 000FCFA qui sera utilisé dans les dépenses relatives à la santé, à la nourriture, et l’habillement, aux frais scolaires et le reste sera réinvesti dans les activités.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid