Seneyiriwaton I Group
The women would like to improve their agricultural businesses during the winter months, so they work with the field partner, Soro Yiriwaso. This will be their fourth loan.
Saly Yiribatie (standing second from the left in the photo) grows peanuts and millet. She plans to use her loan to buy seed and other agricultural products, and pay labour costs for two hectares of land. She sells her produce in Sanankoroba to retailers and consumers.
Saly Yiribatie expects to make an average profit of 175,000 francs CFA over the loan period. She will use this to repay her loan and help her husband to provide for the day-to-day expenses of their household.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur quatrième prêt de campagne avec l’institution.
Les spéculations cultivées sont l‘arachide et mil avec SALY YIRIBATIE , deuxième personne debout de la gauche vers la droite de la photo.
Avec son prêt, elle compte acheter des intrants, des semences et payer les frais de labour pour entretenir 2 hectares.
La production est vendue au niveau de SANANKOROBA, après la récolte à une clientèle composée de revendeurs et de consommateurs.
Elle compte réaliser un bénéfice moyen de 175.000FCFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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