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Bendiya Group
In this Group: Kadiatou, Minata , Setou , Massiraba
The Bendiya Group is part of the Danaya Association in Bamananking, a district of Ouelessebougou. The women, who are members of the group, know one another through family and local ties. They are, on average, 51 years old and have three children. All the women are married and live in large, traditional families in Ouelessebougou, in the Kati prefecture (Koulikoro Region, Republic of Mali).

The women have all been operating as retailers for several years and are much sought after for their products, tomatoes, onions, pepper and cabbages. In order to respond to the growing demands of their customers, the group began working with the field partner, Soro Yiriwaso, two years ago. This will be their fourth group loan.

Kadiatou (sitting on the far right in the photo) is the group president and sells food ingredients. She is very well-known in Ouelessebougou and is an excellent saleswoman. She plans to use her loan to buy a large quantity of food products (tomatoes, onions, pepper, aubergines and cabbages). She buys her supplies from wholesalers in Ouelessebougou, and resells them in the same town. She sells on a cash or credit basis to various customers.

Kadiatou hopes to make a monthly profit of 20,000 francs CFA which will enable her to repay her loan and reinvest in her food business.
View original language description ↓
BENDIYA est un groupe de l’association Danaya du quartier Bamananking, de Ouelessebougou. Il regroupe des femmes qui se sont connues à travers des liens de parenté et de voisinage. Elles ont une moyenne d’âge de 51 ans. Mariées avec en moyenne trois enfants, elles mènent différentes activités telles l’achat vente de condiments à l’image de Kadiatou qui est assise de la droite vers la gauche. Elles vivent dans des grandes familles traditionnelles à Ouelessebougou dans la Préfecture de KATI (Région de Koulikoro, République du Mali).
Elles sont dans le petit commerce depuis plusieurs années et sont très sollicitées dans leurs activités d’achat vente de condiments : tomates, oignons, poivres et choux.
Dans le souci de satisfaire le besoin croissant de leurs clientèles, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso, il y a deux ans. Elles sont à leur quatrième prêt solidaire.
Kadiatou, qui la présidente du groupe et très connue à Ouelessebougou, excelle dans la vente de condiments. Elle compte utiliser son prêt pour acheter une quantité importante de condiments alimentaires de différentes sortes (tomate, oignon, poivre, aubergines et choux). Elle s’approvisionne à Ouelessebougou auprès des grossistes et vend ses condiments à Ouelessebougou, en détail, au comptant et à crédit, à une clientèle mixte.
Elle espère sur un bénéfice mensuel de 20.000FCFA somme qui lui permettra de rembourser le prêt et être réinvestir dans son activité d’achat vente de condiments.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 5
    View loans »
    Mali Loans Fundraising
  • $11,609,175
    Funds lent in using Kiva
  • 481.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD