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Ramata's Group
In this Group: Ramata, Hawa, Ramatoulaye, Oumou, Lala, Dienabou, Hawa, Ramata , Dienabou Lamarana, Fatoumata Mamadou, Ansatou Kagou, Fatoumata, Kadiatou Lama, Mariama, Aminata, Kadidiatou, Mouminatou, Fatoumata, Simone, Fatoumata, Fatoumata Montel, Mariama, Fatoumata, Mariama, Mariama, Mariama, Dienabou, Rouguiyatou, Diatiatou, Fatoumata, Fatoumata, Assette, Ramatoulaye, Bouya, Salimatou, Mariama, Mariama, Safietou, Coumba
This group was established on July 4th, 2008, when the Banc Villageois was inaugurated. It is made up of women who all live in the same village. They share values of solidarity and mutual aid, which characterize their actions and the relationships between group members.

The Banc Villageois is starting its twelfth loan cycle, which means the women have a good experience in retail, their main business.

Mrs. Ramata (shown again in the inset on the top right of the photograph) is the group's featured borrower. She dedicates herself to selling vegetables, more precisely eggplants and chili pepper. After each round, these businesses generate a net profit of XOF 25'000 and 7'000, respectively.

With this new loan, she intends to buy XOF 185'000 worth of eggplants, exclusively from producers. She will resell them at the international market of her subregion.

She will use her profit in part to take a significant role in covering daily expenses (food and school supplies) during her children's studies, and in part to build up her savings.
View original language description ↓
Ce groupe créé le 04 Juillet 2008 lors de l’inauguration leur banc villageois. Il compte en son sein des femmes qui habitent toutes dans le même village. Elles partagent des valeurs de solidarité et entre aide qui caractérisent leurs actions et relations entre membre. Le banc villageois est à son douzième cycle ce qui fait que les femmes jouissent d’une bonne expérience dans le petit commerce qui constitue leur activité principale.

Madame Ramata (en médaillon en haut et à droite), est l’emprunteuse vedette du groupe. Elle est mariée et mère de 03 enfants dont 02 filles. Elle s'investi toujours dans la vente de légumes plus précisément la vente d’aubergine et de piment, activité qui lui respectivement rapporte après chaque tourné un bénéfice nette de 25 000 et 7 000 F CFA.
Avec ce nouveau prêt, elle compte acheter auprès des producteurs exclusivement des aubergines pour une valeur de 185 000 F CFA pour la revente au marché international de la sous région.

Les bénéfices lui servent d’une part à participer de manière significative aux dépenses quotidiennes de nourriture et scolaire pendant la période des études et d’autres part à accroître son épargner.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 92
    View loans »
    Senegal Loans Fundraising
  • $13,835,375
    Funds lent in using Kiva
  • 481.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ramata's Group's $5,600 loan helped a member to buy eggplants.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 21, 2014
Jun 3, 2014
Currency Exchange Loss:
Dec 17, 2014