Las Pampas 3 Group
Cruz Irene has been married for 35 years. She went to school until second grade because her parents followed very traditional customs, and according to them, a woman should dedicate herself to housework instead of studying. In addition, they lived in conditions of poverty.
Cruz Irene has three children between the ages of 30 and 39. They all live outside the home. Cruz Irene has 40 years of experience as a farmer. This profession allows her and her husband to provide for their family.
Cruz Irene needs the loan to purchase agricultural supplies that she needs to grow basic grains to generate sufficient income to support her family.
Cruz Irene tiene 35 años de casada,los estudios realizados son hasta segundo grado de primaria,pues sus padres eran personas de costumbres muy tradicionales y segun ellos la mujer no debia estudiar sino mas bien dedicarse a los oficios de la casa, ademas su condicion economica era de pobreza.
Cruz Irene tiene tres hijos entre las edades de 30 y 39 años ,los tres tienen su hogar ya establecido,Cuz Irene tiene 40 años de experiencia como agricultora,dicha actividad junto a su esposo les permitio en su momento sacar adelante a su familia.
Cruz Irene necesita el credito para la compra de insumos agricolas que requiere para el cultivo de los granos basicos y asi generar los ingresos suficientes para el sostenimiento de su grupo familiar.
More information about this loan
About CONFRASCONFRAS is a Confederation of Federations for Agrarian Reform in El Salvador founded in the 1980s. It was born out of the need to further land reform efforts following the Salvadoran civil war in 1979-1992. CONFRAS represents 107 cooperatives with a total membership of approximately 4,000 farmers.
CONFRAS offers its member cooperatives access to financing through a program called PROCAMPO (Agricultural Loan Program for Organization, Women and Production), which is administered by ACAF (Savings and Loan Cooperative “La Fuente”). Loan recipients receive training on personal finances, understanding microcredit and budgeting in addition to the agricultural technical assistance. Kiva lenders’ funds are used to help CONFRAS expand its loan portfolio within the PROCAMPO program and impact more Salvadoran farmers who are otherwise excluded from most MFIs.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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This loan has been fully funded!