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Maria Modesta

Update on Maria Modesta

María is 32 years old, married, and has two children. She lives in a rural neighborhood in the town of Lepaera in the Department of Lempira.

María previously had a grocery store, but it did not do well, so she decided to focus only on agriculture. She currently cultivates coffee along with her husband. The output that is produced is sold to brokers in the area. María has requested several loans in order to maintain her crops since they provide her a source of income. At the moment, she has requested five previous loans and is asking for another one in the amount of 25,000 HNL. She plans to invest in the purchase of fertilizers and the cultivation of more coffee plants. With the care she provides to the crops, she hopes to improve her farm and her harvest. Her plan is to cultivate more plants and obtain more income so that she can improve her family’s quality of life.
View original language description ↓
María, tiene 32 años de edad, es casada, tiene dos hijos y vive en una aldea rural del Municipio de Lepaera, Departamento de Lempira. Ella tenia un negocio de pulperia anteriormente pero no le fue bien, y decidió dedicarse solo a la agricultura. Actualmente solo atiende el cultivo de café junto con su esposo. La producción que obtiene la vende a intermediarios de la zona. Ella ha solicitado varios préstamos para darle mantenimiento al cultivo ya que es su fuente de ingresos, con el actual son cinco ciclos y es por 25,000 Lempiras, el cual piensa invertir en compra de fertilizantes y siembra de mas plantas de café. Con la asistencia que le de espera seguir mejorando la finca y la cosecha. Su plan es cultivar mas plantas y obtener mas ingresos para mejorar la calidad de vida a su familia.

Previous Loan Details

Maria Modesta is 31 years old and married, and she and her husband have two children. They live in a rural village near Lepaera, depatment of Lempira. She used to run a small corner store, but has always been involved in agriculture. Currently, she just sees to growing coffee alongside her husban... More from Maria Modesta's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Honduras

  • $4,800
    Average annual income
  • 33
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Maria Modesta to buy fertilizers and invest in the cultivation of more coffee plants.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 15, 2014
Jun 13, 2014
Currency Exchange Loss:
Apr 18, 2015
This photo was used before for a previous loan for Maria Modesta. It was first posted on Kiva on Sep, 2013. Learn More