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Sowed, aged 42, lives in Hoima, Uganda. He is married with six children aged between 8 and 18, and all attend school. He deals in hardware and spare parts for bicycles and also does farming. He started his business in 2004. He started as a boda-boda rider, saved money, and then started his current business. He desires to educate all his children, to build for them a good house, and to buy a car. Debtors affect his business as they take a long time to pay. He is acquiring this credit to restock spare parts for bicycles and motorcycles.

Additional Information

More information about this loan

This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.


About Uganda

  • $1,800
    Average annual income
  • 202
    View loans »
    Uganda Loans Fundraising
  • $31,388,450
    Funds lent in using Kiva
  • 2,557.9
    Uganda Shillings (UGX) = $1 USD
A loan of $600 helped Sowed to restock spare parts for bicycles and motorcycles.
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 22, 2014
Jun 5, 2014
Currency Exchange Loss:
Jul 5, 2014