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Bety Maricela
Bety is 22 years of age, and is a young graduate who completed her secondary education as a nurse. She doesn't carry out her profession due to a lack of places and vacancies at the various public and private institutions in the community and its surroundings. She is married and has two small children in her household. She works together with her spouse in farming and the planting and growth of coffee, which she learned from her partner three years ago. She manages her coffee crops whilst her husband takes charge of maintenance, tending to the land and picking the beans each season, getting involved in the latter activity.The land they farm is their own, thanks to the efforts they have made together to avoid working for other people, and they value and cherish this as it is the legacy that will help their children in the future once they are gone. Her plans include finding work to carry out her profession, both for her experience and in order to increase the household income and strengthen the coffee plantation. The wish of all mothers is first and foremost their children's health and education is her priority as it is the best legacy that she feels she can leave them with. This is why today she is requesting financing in order to purchase farming supplies with which to attend to her coffee crops, so that she may have a successful harvest, generate income and look after her children's future.
View original language description ↓
Bety de 22 años es una joven graduada en la secundaria como enfermera la cual no desempeña su profesión debido a la falta de plazas y vacantes en las diferentes instituciones públicas y privadas de la comunidad o los alrededores. Ella está acompañada y de su hogar tiene 2 hijos menores. Junto a su conyugue trabaja la agricultura en la siembra y cultivo de café lo cual aprendió de su pareja desde hace tres años. Sus cultivos de café son administrados por ella mientras su esposo se encarga del mantenimiento, asistencia de la tierra y la recolección del grano cada temporada involucrándose en esta última actividad. La tierra que cultivan es propia gracias al esfuerzo que juntos han hecho para evitar trabajar para otras personas lo cual han sabido valorar y apreciar ya que es el patrimonio que ayudara a sus hijos en su ausencia en un futuro.
Ella en sus planes desea encontrar un trabajo para desempeñar su profesión para su experiencia y para mejorar los ingresos en su hogar así como también el fortalecimiento de su plantación de café. El sueño de toda madre de familia es primeramente la salud de sus hijos y la prioridad es su educación ya que ese es el mejor patrimonio que ella considera puede dejarles. Por lo que hoy en día ella solicita financiamiento para la compra de insumos agrícolas con los cuales asistirán sus cultivos de café y podrá tener una cosecha exitosa la cual es necesaria para poder generar ingresos y cuidar del futuro de sus hijos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 26
    View loans »
    Honduras Loans Fundraising
  • $8,349,000
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,475 helped Bety Maricela to purchase farming supplies to attend to her coffee crops.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 20, 2014
Listed
Jun 11, 2014
Currency Exchange Loss:
Possible