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Ricardo Antonio

Update on Ricardo Antonio

Ricardo Antonio works for a public health center in town and is responsible for insect control. He has been doing this for more than 16 years and is asking for this loan to make some improvements to his home, such as strengthening the walls and roof in the bedrooms, since they were damaged by the earthquakes.
View original language description ↓
El Sr. Ricardo Antonio trabaja para un centro de salud publico en el municipio como responsable de control de vectores (plagas) desde hace mas de 16 años, actualmente este credito lo requiere para realizar mejoras de construccion en su casa de habitacion como es fortalecer paredes y techo de dormitorios, ya que fue afectado con los temblores y dañado parcialmente.

Previous Loan Details

Ricardo has been working for a public health centre for over fifteen years. He works in epidemic control and has recently been suffering from health problems. As a result he needs to go through a series of tests, such as an ultrasound, x-rays and to buy medication. He is grateful to "Ceprodel"... More from Ricardo Antonio's previous loan »

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 153
    View loans »
    Nicaragua Loans Fundraising
  • $24,072,325
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $525 helped Ricardo Antonio to repair his home.
69% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 16, 2014
Jun 11, 2014
Currency Exchange Loss:
This photo was used before for a previous loan for Ricardo Antonio. It was first posted on Kiva on Jun, 2013. Learn More