Update on EvansEvans is a 34-year-old married man. He has one child. He describes himself as honest. He operates a transport business where he transports customers using his motorcycle. His primary customers are regular. He describes his biggest business challenge to be theft and insecurity. He will use the KES 80,000 loan to buy another motorcycle. His business goal is to be the best within five years. He hopes that in the future, he will expand his business. This is his fourth loan with SMEP Micro finance Bank. Previous loans were repaid successfully. He will use the anticipated profits to buy a dairy cow for his family.
Previous Loan DetailsEvans O. J. is thirty years old and married. His wife is a businesswoman. They have one son, three years old, whom they hope to give quality education to through the university level. Evans' business is located at a busy town center called Kakamega. He provides motorcycle transport to the loc... More from Evans's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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