San Lorenzo Group
The credit requested will be used to benefit small micro businesses such as the one that Elvera runs. She indicates that she joined Pro Mujer a year ago based on the invitation of a neighbor who is a group member. Currently Elvera has a small business that sells vegetables. She notes that she learned the business through the help of her mother and her aunt when she was a child. Later she decided to begin her own independent business.
The loan that she is requesting will be used to increase capital (to buy vegetables in bulk) which she will accomplish in the city market of El Alto and then later sell on demand to her customers. This form of work allows her to generate income in order to support her family, since she is married and has four children.
When asked what she likes about Pro Mujer, she says that she likes the savings that the institution offers.
In the foto one of the group members is absent since she was at a medical appointment and for that reason could not be in the picture.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elvera es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una vecina que es socia de la institución. En la actualidad ella tiene un negocio de venta de verduras; da a conocer que este negocio lo aprendió al apoyar a su madre y a su tía cuando ella era niña, posteriormente decide iniciar su negocio independientemente.
El crédito que ahora sacará es para el aumento de capital (compra de verduras por mayor) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará a pedido de la clienta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro que ofrece la institución.
En la imagen esta ausente una de las socias, ya que se encontraba en consultorio médico y por ello se ausentó de la imagen.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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