Lucero De Querarani Group
The loan will benefit all these micro-entrepreneurs of whom Luisa is one. She says that the first time she joined Pro Mujer it was at the invitation of a promoter of the institution who visited her in her in house.
She currently has a business producing milk. She told us that this was a family business. She helped her parents in their dairy from a young age. When she got married she decided to do this independently.
The loan she will get will be used to increase her working capital (buying cattle) which she will purchase from sellers in the city of El Alto and later raise it on her farm to sell the milk. This form of work allows her to generate resources to support her family as she is married and has 3 children. When asked what she liked about Pro Mujer she replied that she liked the life insurance that they offer.
In the photo you see a man in a coffee colored hat. He is the husband of one of the members that joined the group for the photo.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Luisa es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de producción de leche; da a conocer que este negocio fue un negocio familiar, ya que ella desde niña ayudaba en la lechería de sus padres, cuando se casó decide implementar un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de ganado vacuno) que adquirirá de las vendedoras de la ciudad de El Alto y posteriormente lo criará en su estancia para poder comercializar la leche. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el seguro de vida que ofrece la institución.
En la imagen se observa un hombre de sombrero café al lado de un pilar, él es el esposo de una de las clientas que acompaña al grupo en la imagen.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid