Update on Lidubina InesSan Miguel de los Bancos is a canton with a humid, warm climate and whose people are very friendly and hard working. The canton has several tourist attractions like the viewpoint at the Inn Rio Blanco. In the canton the people are cheerful and like to enjoy all festivities, organizing concierts and popular dances.
In this canton, Lidubina, lives and has her grocery store. Lidubina is a fighting woman of 28 years old and maintains a relationship with a partner in which they have three children. Their oldest is 10 and the youngest is 1 year, 8 months. Because of her children, Lidubina fights day after day to get ahead. She has a convenience store and learned of the business while working at a store in the sector. In her store she dedicates an average of 13 hours a day. Since her husband works she does not have someone to help her in the business. She has to find a way to attend to the store personally without neglecting her young children. She requests this loan for the purpose of inverting in her business and fixing the store so that it attracts more customers. This loan will improve her earnings and her quality of life. Lidubina is thankful for the Fundacion Alternative and to Kiva for the support and this opportunity.
Ella tiene una tienda de víveres en general, aprendió de este negocio cuando trabajaba en una tienda del sector, a la tienda le dedica un promedio de 13 horas por día, el esposo pasa trabajando no tiene quien le ayude en el negocio tiene que buscar la manera de atenderlo personalmente sin descuidar sus pequeños hijos
Solicita este crédito para invertir en el negocio y arreglará el local para atraer mayor clientela, con esto mejorarán sus ingresos económicos y su calidad de vida, la señora Lidubina agradece a Fundación Alternativa y a Kiva por el apoyo y la oportunidad brindada.
Previous Loan DetailsInés is a 27-year-old young woman, the single mother of two children (ages 1 and 8). Together they live in San Miguel de los Bancos, a rural canton in the province of Pichincha, where the capital of Ecuador is located. One of the main resources in Los Bancos is water, because this region is the… More from Lidubina Ines's previous loan »
About Fundación AlternativaFundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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