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Cruz is 24 years old and lives in the municipality of Nahualá in Sololá department. He has two daughters; the first is five years old and goes to the local primary school, and the second is two years old and doesn't go to school yet. He grows coffee seedlings and this generates good earnings.

When he is not working with his seedlings he works with his neighbors on their parcels of land and they pay him as a day laborer.

Cruz needs a loan in the amount of 3,500 quetzals in order to buy a piece of land. He plans to increase the size of his coffee seedling operation and buy more land so that he has somewhere to grow them.
View original language description ↓
Cruz es una persona de 24 años de edad, viven en el municipio Nahualá, departamento de Sololá, tiene dos hijas, la primera tiene 5 años de edad esta estudiando en la escuela de párvulos de la comunidad y la segunda tiene 2 años de edad todavía no asiste a la escuela, se dedica al cultivo de almácigos de café le genera buena ganancia, cuando no esta trabajando en su almacigo trabaja con vecinos en sus parcelas y le pagan por día trabajado, Cruz necesita un crédito por un monto de Q. 3,500.00 para comprar un lote de terreno, Cruz tiene planeado aumentar el tamaño de su almacigo y comprar más terreno para tener donde cultivar.

Additional Information


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.


About Guatemala

  • $4,155
    Average annual income
  • 98
    View loans »
    Guatemala Loans Fundraising
  • $9,136,050
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $475 helped Cruz to buy a piece of land.
91% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 17, 2014
Jun 10, 2014
Currency Exchange Loss: