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Gregoria
Gregoria, age 63, has achieved a lot of positive results with her coffee crops because of the effort and sacrifice she makes with her husband and her family in order to get ahead. In her youth she did not have the opportunity to sit in a seat in a classroom in order to study to learn to read and write. However, this has not been an impediment to her prospering in her life. She and her husband have three children. Only a daughter lives with them, and she contributes to the household chores.

Her experience in this business activity is very rich with knowledge because she has had many highs and lows. They have been opportunities in her life to improve and get ahead. She also sells beans and corn on Thursdays and Sundays and the local market in the city in which her family is involved.

Her plans for the future are to improve her house, which needs repairs, and the continual improvement of her coffee property. The land is an important factor in the economy of her household. Each season they hope to get good results in order to get ahead.

This will be possible each time that she has agricultural supplies like fertilizers, compost, leaf fertilizer, and herbicides, among other. They help to prevent the contamination of pest infestations and ‘la roya’ [coffee rust] that can affect her plants more during this season. They are thriving, hoping to be helped by the different lenders in order to get ahead.
View original language description ↓
Doña Gregoria en sus 63 años de edad ha logrado muchos resultados positivos con sus cultivos de café por el esfuerzo y sacrificio que junto a su esposo y su familia han hecho para salir adelante. En su juventud no tuvo la oportunidad de sentarse en una silla en un aula de estudio para aprender a leer y escribir pero eso no ha sido impedimento para prosperar en la vida. De su matrimonio tuvo 3 hijos y de ellos solo una hija vive con ella la cual aporta en los quehaceres del hogar. Su experiencia en esta actividad es muy rica en conocimiento ya que ha tenido muchas bajas y altas las cuales han sido oportunidades en su vida para superarlas y salir adelante. Ella también se dedica a la venta de frijoles y maíz los días jueves y domingos en el mercado local de la ciudad en la cual se involucra su familia.
Los planes para el futuro es la mejora de su vivienda la cual necesita arreglos, el mejoramiento continuo de su propiedad de café el cual factor importante en la economía de su hogar por la cual esperan cada temporada obtener buenos resultados para salir adelante. Esto será posible cada vez que ella cuente con los insumos agrícolas como fertilizantes, abonos, foliares, herbicidas entre otros que ayudan a prevenir la contaminación de plagas y que la roya afecte su plantación más en esta época la cual está floreciendo esperando ser apoyada por los diferentes inversionistas para salir adelante.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $7,989,275
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,475 helped Gregoria to buy agricultural supplies to care for her coffee crops.
6% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 26, 2014
Listed
Jun 10, 2014
Currency Exchange Loss:
Possible