Juntas Por Una Vida Mejor 2 Group
The loan will benefit small businesses in Delia’s group. She says that she is just joining Pro Mujer; She joined through the invitation of one of the institution’s advocates who formed a group in her area. Today she has a blanket and sweater weaving business. She learned this craft from her mother several years ago, and now she makes and sells these same products.
The loan she is currently requesting is to increase her merchandise (buy wool wholesale) which she will acquire from the markets in the city of El Alto, and subsequently make products to sell to clients on request. This work will provide her with income to support her family, as she lives with her partner and two children.
When asked what she likes about Pro Mujer, she responds that she likes the savings offered by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Delia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a su zona y formo un grupo. En la actualidad ella tiene un negocio de tejido de mantas y chompas; da a conocer que este negocio lo aprendió de su madre, hace varios años, ya que ella producía y comercializaba estos mismos productos.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará a pedido de la clienta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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