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Olivia is a sociable, entrepreneurial woman. She is 32 years old, married, and has 2 school-aged children. With the goal of having her own source of income, she opened a small grocery store in her home 4 years ago. She started it with her own capital and financing with a group loan from PANA PANA.

In order to increase her inventory, she has requested her first individual loan to purchase merchandise like staple grains, toilet paper, eggs, yogurt, powdered milk, sodas, etc. Her dream is to expand and diversify her business and sell kitchen supplies and utensils.
View original language description ↓
Es una mujer sociable y emprendedora. Tiene 32 años de edad, casada, tiene 2 hijos en edad escolar. Con el propósito de tener su propia fuente de ingreso, desde hace aproximadamente 4 años estableció una pequeña pulpería en su vivienda. Inicio con capital propio y financiamiento otorgado por PANA PANA, en la modalidad de grupo solidario. Con el objetivo de incrementar su inventario, solicita su primer financiamiento en la modalidad de crédito individual, para comprar mercadería: granos básicos, papel higiénico, huevo, chivería, leche en polvo, gaseosas, entre otros productos. Su sueño es ampliar y diversificar su negocio, vender artículos y utensilios de cocina.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Olivia to purchase merchandise like staple grains, toilet paper, eggs, yogurt, powdered milk, sodas, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 30, 2014
Jun 10, 2014
Currency Exchange Loss:
Jan 17, 2015