Check out some available loans that are similar to this one!
Kelvin is a 33-year-old father of two boys, ages nine and seven. Both his children are in school. He lives on the border town of Kazungula, located in the Southern province of Zambia.

Kelvin runs his own business, which is a Micro-Distribution Centre (MDC), where he sells Coca-Cola products at wholesale to local retailers and customers. He has been running his business for close to seven years now. Kelvin says he loves his business because it is a way for him to provide for his family’s basic needs like food, shelter, and education. When asked how his community benefits from his business, Kelvin is quick to say that his business provides to other small business owners in his community a place where they can order soft drinks without having to spend any money on transportation to go to Livingstone which is 45 miles away.

Today, Kelvin is requesting a Kiva loan so that he can purchase more stock such as Fanta, Coca-Cola and Sprite for his customers. By purchasing this additional stock, it will help with expanding his business and profit. He says the anticipated increase in his profits will help him provide a better life for his wife and children.

Kelvin has high hopes for the future. He has dreams of being able to distribute a variety of Coca-Cola products on a very large scale to his community. He thanks the Kiva lenders for providing him with the opportunity to grow his business.

Additional Information

More information about this loan

This loan is part of Zoona's effort to provide working capital to micro-distributors in Zambia. Passionate about helping businesses grow by combining financing and electronic payment technology, Zoona provides loans to incentivize people to switch from cash to mobile payments, increase their stock levels, and open new mobile money outlets. The micro-distributors who receive these loans have been unable to access affordable credit from commercial banks. With Zoona, they can make sustainable income while increasing mobile money adoption in rural Zambia.

About Zoona:

Zoona is a mobile money operator that invests in emerging entrepreneurs in Africa who provide underserved communities with financial inclusion. Zoona offers entrepreneurs an opportunity to build their own businesses and create wealth and employment through mobile payment solutions, financial services, business management tools and support. Kiva loans made through Zoona provide mobile banking service agents with funding for fixed asset purchases, setup expenses, and working capital float to ensure resources to manage cash in/out transaction requests.


About Zambia

  • $4,100
    Average annual income
  • 18
    View loans »
    Zambia Loans Fundraising
  • $1,185,700
    Funds lent in using Kiva
  • 7.0
    Zambia Kwacha (ZMW) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Kelvin to purchase more stock such as Fanta, Coca-Cola and Sprite for his customers.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
At end of term
Jun 29, 2014
Jun 3, 2014
Currency Exchange Loss:
May 22, 2015