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Zandrex is 18 years of age and has this saying “never say die”. According to him that is his favorite saying because when he was at his secondary level he experienced going to school without allowance and his family struggled financially. There was a point when he was about to stop studying, but he strived to overcome that. Zandrex’s father is a farmer, while his mother is a housewife. Having a college diploma or even vocational course is very important to Zandrex for he knows that through that he can have a better job and earn a better income to support his family. With that he wants to avail of a Php40, 000 loan from KIVA lenders through ASKI for his tuition fee when he takes up the Microfinance Technology Course. Zandrex hopes that lenders will approve his requested loan.

Additional Information

More information about this loan

This loan is part of ASKI’s effort to provide capital for low-income students to access higher education. ASKI has designed two loan products intended to fulfill different needs. This loan product covers tuition fees and allowances for an entire educational program. The repayment term for the latter loans will typically be longer – up to 8 years. Students begin repaying their loans once they graduate. 
By funding this loan, you are giving students access to higher education under flexible terms that will fit their needs.

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 2113
    View loans »
    Philippines Loans Fundraising
  • $61,219,850
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $925 helped Zandrex to pay his tuition fee.
6% repaid
Repayment Term
49 months (Additional Information)
Repayment Schedule
Jun 9, 2014
Jun 3, 2014
Currency Exchange Loss: