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Unidos Venceremos  (Portoviejo) Group
In this Group: Isela Audrey, Dolores Del Carmen, Angie Stephany, Nury Maricel, Fanny Soledad, Gloria Aracely, María José, Celia Catalina, Marcel Eduardo, Javier Antonio, Gloria María, Liria Elizabeth*, Marianita Auxiliadora*, Peggi Egnita, Gloria Ignacia
* not pictured
Every 15 days, the "United We'll Conquer" loan group meets in the Maestro Citadel in the city of Portoviejo, capital of Manabi, known for many years as the city of the Royal Tamarind. This is a group of people made up of 13 women and two men, who a while ago decided to unite and form this group with which they have helped each other get ahead. They are dedicated to different work such as trade, sales, production and services.

One of the members of this group is Isela. She is 45 years old, married and, from this relationship, has four adult children. Two of them still live with her. Her husband works for the State. Since she was very young, she learned beautician skills and she graduated from an academy as a stylist. Isela is a woman who has always liked to work to get herself ahead and, with the fruit of her labors, helped to pay the education expenses of her children. She has a beauty salon where she performs different grooming and beauty work. She works every day from 9AM until 9PM and if a customer needs her services later, this does not inconvenience her since her salon is in her house. She works with a young lady who she pays for her services. As well as her work, she also sells diet products and personal care products. She has more than seven years experience with her work, which she loves.

This loan will be used to buy products like dyes, creams and slimming products, among other products that she sells. She has been with the loan group since the beginning and she likes it because of the help the loans provide. Her goal is to have a complete spa. The small photo is of the three members who could not be present when they took the group photo.
View original language description ↓
En la Ciudadela del Maestro de la ciudad de Portoviejo capital manabita, conocida desde hace muchos años como la ciudad de los Reales Tamarindos, cada 15 días se reúne el Grupo De Crédito Unidos Venceremos.
Este es un grupo de personas formado por 13 mujeres y 2 hombres que tiempo atrás decidieron unirse y formar este grupo con el cual se han ayudado mucho para salir adelante, ellos se dedican a diferentes actividades como comercio, ventas, producción y servicios.
Una de las socias de este grupo es la señora Isela, tiene 45 años de edad, está casada y de esta relación tiene 4 hijos mayores de edad, dos de ellos aun viven con ella, su esposo trabaja para el Estado. Ella desde muy joven aprendió belleza por lo que se graduó en una academia como estilista.
Doña Isela es una mujer que siempre le ha gustado trabajar para así salir adelante y con el fruto de su esfuerzo ayudar con los gastos que generan el estudio de sus hijos, ella tiene un salón de belleza en el cual realiza diversos trabajos de belleza y arreglo personal. Trabaja todos los días desde las 9h00 hasta las 21h00 y si algún cliente requiere de sus servicios hasta más tarde ya que esto no le incomoda porque su salón lo tiene en su casa, trabaja con una chica a la cual le paga por sus servicios. Ella además de realizar sus trabajos también vende productos dietéticos y de cuidado personal, lleva más de 7 años con su labor la cual le encanta.
Este crédito lo va a utilizar en comprar productos como tintes, cremas, adelgazantes, entre otros productos que ella vende. Esta desde el inicio en el Grupo De Crédito y le gusta por la ayuda que le brindan los créditos. Sus metas son tener un SPA completo con todo.
La foto pequeña es de tres socias que no pudieron estar presentes cuando se tomo la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 49
    View loans »
    Ecuador Loans Fundraising
  • $24,292,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Unidos Venceremos (Portoviejo) Group's $6,350 loan helped a member to buy dyes, creams and slimming products.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 14, 2014
Listed
Jun 10, 2014
Currency Exchange Loss:
N/A
Ended:
Nov 20, 2014