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Graciela is 45 years old, a single mother of 2 children, now adults and independent. Three years ago, she established her little general store. It began with a loan granted by PANA PANA to members of its solidarity groups. With the objective of expanding her merchandise, Graciela is requesting her first financing as an individual, to purchase basic grains, snacks, detergents, instant soups, toilet paper, juices, and soft drinks, among other products. Her dream is to expand her business and begin selling new clothing.
View original language description ↓
Tiene 45 años de edad, es madre soltera de 2 hijos mayores de edad, independientes, desde hace 3 años estableció su pequeña pulpería, inicio con un pequeño crédito otorgado por PANA PANA, en la modalidad de grupo solidario con PANA PANA. Con el objetivo de incrementar su mercadería, solicita su primer financiamiento en la modalidad de crédito individual, para comprar: granos básicos, chiverías, detergentes, sopas instantáneas, papel higiénico, jugos y gaseosas, entre otros productos. Su sueño es ampliar su negocio y vender ropa nueva.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.


About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,749,225
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $550 helped Graciela to buy basic grains, snacks, detergents, instant soups, toilet paper, juices, and soft drinks among other items of merchandise.
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 30, 2014
Jun 9, 2014
Currency Exchange Loss:
Jul 9, 2014