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Juan Pablo
Juan is a coffee producer who lives in a small community in the northern part of Nicaragua. Since he was very young, he has farmed coffee. He is the father of three, to whom he has taught the great value coffee farming holds for many families in his community and in the country. Coffee farming is one of the main pieces of the national economy. In addition to coffee, Juan also farms musáceas (banana-type plants) for income.

Each year, Juan has come to establish more coffee crops. For this loan cycle, he is requesting a loan that will allow him to purchase supplies and fertilizers that his coffee plantation needs for better nutrition. This will also help yield greater production and more income for his family.

His goal is to improve his family's living conditions and to provide his children with all they need so they can pursue opportunities that will allow them to have a better future.
View original language description ↓
Juan es un productor que reside en una pequeña comunidad del norte de Nicaragua. Desde muy joven se dedica a la caficultura. Es padre de tres niños, a los cuales les enseña el alto valor que tiene la caficultura para muchas familias en su comunidad y en el país, al ser uno de los principales rubros de la economía nacional. Además del café, él cultiva musáceas como actividad económica.

Cada año. Juan ha venido estableciendo nuevas áreas de café. Para este ciclo está solicitando un crédito que le permita comprar los insumos y abonos que requiere su cafetal para mejorar su nutrición, y obtener así una mayor producción e ingresos para su familia.

Su meta es mejorar las condiciones de su familia, y proveer a sus hijos todo lo que necesiten para que puedan abrirse oportunidades que les permita obtener un mejor futuro.

Additional Information

More information about this loan

This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.

About PAC

PAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.

Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Juan Pablo to purchase supplies and fertilizers that he needs for his coffee plantation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 15, 2014
Jun 9, 2014
Currency Exchange Loss:
Mar 28, 2015