Kercita is the coordinator of her group “Le Modele de Dorneu”. She is married with five children. Kercita lives in the north of Haiti, where electricity is rarely available and the water supply extremely limited. She has been managing a business selling various products for the past ten years.
Before starting this business, Kercita sold craft products. She would like to use the loan to invest in clothing, shoes, cosmetics and other products.
Kercita hopes that this loan will help grow her business. The other members of Le Modele de Dorneu need loans for businesses selling charcoal, food, cosmetics and shoes, among others. Kercita says that her main ambition is to become a major trader.
Kercita est la coordonatrice de son groupe Le Modele de Dorneu. Elle est marie et elle a 5 enfants. Kercita habite dans la région de nord d’Haiti où de l’éléctricité est rare et de l’eau est très limité. Kercita a dirigé son commerce de produits divers pendant les 10 dernières années.
Avant de commencer ce commerce, Elle a vendu l'artisanat. Elle voudrait utiliser cet emprunt pour investir avec duit du Vetement, chaussures, cosmetiques, etc. Kercita espère que cet emprunt l’aidera à agrandir son business. Des autres membres Le Modele De Dorneau ont besoin d’un emprunt pour tels commerces comme charbon, la nourritures, cosmetique et chaussures. Kercita dit que ses défis principal est de un grand commercant.
More information about this loan
This loan is designed for a borrower or group of borrowers in Haiti. Esperanza is one of the few MFIs currently working in the northeast region of the country. Through lending, the organization aims to stimulate economic growth and opportunity in a country that has suffered debilitating crises, including political instability, natural disasters and poverty. Esperanza lends primarily to groups of women who cross-guarantee each other's loans. They also receive financial literacy courses and health services.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.