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Pedro is a farmer who has a small, 2.33-hectare coffee plantation in northern Nicaragua. He and his wife have been in the coffee-growing industry for 30 years, and they have increased their yield up to 65% in the last three cycles. He has earned a Fair Trade certification thanks to the good management he gives to his coffee trees.

Pedro is an example for his children and community; he possesses qualities that help him be a leader in the community. He employes two regular workers and fifteen temporary workers during the coffee harvest season.

For the new 2014-2015 cycle, he is requesting a loan to buy agricultural supplies to help maintain the quantity and quality of his coffee, and to contribute to the welfare of his family.
View original language description ↓
Pedro, es un pequeño productor que tiene una pequeña finca en el norte de Nicaragua, con una extensión con cafetos de 2.33 Hectáreas. Junto a su esposa, han emprendido la caficultura desde hace 30 años, aumentando en los últimos tres ciclos hasta en un 65% su rendimiento de café; y esto lo ha logrado gracias al buen manejo que provee a sus cafetos, lo que le ha valido para la obtención de la certificación Comercio Justo.

Pedro es un ejemplo tanto para sus hijos como en su comunidad; posee cualidades que lo ayudan a ser líder en la comunidad. Provee 2 empleos de manera periódica y 15 temporales durante la época de cosecha de café.

Para el nuevo ciclo 2014-2015, él está solicitando un financiamiento para la compra de insumos agrícolas que le ayuden a mantener la cantidad y calidad de su café, a fin de contribuir al bienestar de su familia.

Additional Information

More information about this loan

This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.

About PAC

PAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.

Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Pedro to buy agricultural supplies for his coffee plantation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 15, 2014
Jun 9, 2014
Currency Exchange Loss:
Mar 28, 2015