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Harim Adiel

Update on Harim Adiel

Harim was impacted by watching international and national bicycle races on television. This was sufficient motivation to push him to dedicate himself to a profession as a bicycle mechanic. For the moment, his business is running wonderfully. Despite his young age, his shop already enjoys prestige thanks to his efficient work in the jobs he has done.

KIVA MiCredito is the indispensable engine that has pushed him to continue his journey to success. Each day, the people who visit him in his shop grow. Of course, Harim wants to satisfy the needs of all his clients. He has requested another loan, through the same institution, to invest in the purchase of tires, oil, lubricants, paints, chains and spare parts that he needs to repair the bicycles of his clients.
View original language description ↓
Harim quedo impactado viendo en la televisión las carreras internaciones y nacionales de ciclismo. Esta fue suficiente motivación que lo llevó a dedicarse a la profesión de mecánico en bicicletas. Por el momento el negocio marcha de maravilla. A pesar de ser muy joven, su local ya goza de prestigio gracias a su eficiencia en los trabajos que realiza.
KIVA MiCrédito es un motor necesario que lo impulsa para continuar su camino hacia el éxito. Cada día aumenta el público que lo visita en su local. Harim por supuesto, desea satisfacer las necesidades de todos sus visitantes. Él solicitó otro préstamo, en la misma institución, para invertir en la compra de llantas, aceites, lubricantes, pinturas, cadenas y repuestos, que requiere para reparar las bicicletas de los clientes.

Previous Loan Details

Harim is a single, 20 year-old young man who does not have children. He is a native of the city of Esteli. He has a workshop where he repairs bicycles. He started this business a short time ago with money he had earned from his job working as an assistant in a workshop. Gradually he became in... More from Harim Adiel's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Harim Adiel to buy tires, oil, lubricants, paint, chains and spare parts.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 20, 2014
Jun 9, 2014
Currency Exchange Loss:
Aug 17, 2014