Update on Sabrina YamilethSabrina has a sixth grade education, is married, and the mother of two children, ages 5 and 12. They live with her and attend school. Her husband works as a security guard and Sabrina is a farmer and also sells cosmetics via catalog.
She has been farming for 10 years and has lots of experience. She learned from her parents and was not able to attend school for very long, given their level of poverty, and she was not able to do anything else. She works a few meters from her house and sells pupusas on the weekends.
She is asking for this loan to buy seeds, compost, and other supplies for raising corn. She hopes that this loan will allow her to have better production and income for her family so she can pay some family expenses.
She has had one previous loan and things went well, so she is requesting a second one so she can continue working.
la agricultura la realiza desde hace 10 años, por lo que tiene mucha experiencia en dicha actividad, aprendió de sus padres dado al índice de pobreza de sus padres no pudo estudiar mucho. Por lo tanto, no pudo optar a otra actividad, los trabajos los realiza a pocos metros de su casa, y los fines de semana se dedica a la venta de pupusas.
El préstamo que esta solicitando, es para comprar semilla, abono y otros insumos para su cultivo de maíz, espera que gracias al crédito podrá tener una mejor producción en su cosecha y mejores ingresos a su familia y poder cancelar el crédito con la ganancia cubrir algunos gastos de su familia. Anteriormente solicito un crédito para este mismo fin y le ha ido muy bien y por eso soliicta este nuevo para continuar trabajando.
Previous Loan DetailsSabrina is 28 years old and studied as far as sixth grade. She is married and has two children who live with them and her parents. Her husband works as a security guard and she makes a living from agriculture and selling cosmetics from catalogues. This is how she makes an income for herself and ... More from Sabrina Yamileth's previous loan »
More information about this loan
This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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