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Julia Estebana

Update on Julia Estebana

Julia is 37 years old and is a housewife. She studied until the seventh grade. Because of the economic situation that she and her parents lived in, it was impossible for her to finish her studies. Currently she is accompanied by her life partner, who is a farmer. She has four children - the eldest is married and the other three are studying in ninth, fourth and first grade.

She will use the loan to buy agricultural supplies such as 4 sacks of sulfate, one sack of formula, herbicides for the pests, a bag of seed, to prepare the land, among other things.

Her dream is that in the future the crops will give her good results, and finally profits to pay off her credit and have the door open for other loans. That way, she can help her children so they keep studying and can have better employment opportunities.
View original language description ↓
Julia tiene 37 años, es ama de casa, estudio hasta séptimo grado debido a la situación económica que vivia junto a sus padres le fue imposible terminar sus estudios, actualmente esta acompañada y su compañero de vida es agricultor, tiene cuatro hijos, el primero está casado y los otros tres estudian, noveno, cuarto y primer grado.

Ella utilizara el préstamo para la compra de insumos agrícolas tales como: 4 sacos de sulfato, un saco de formula, herbicidas para la plaga, una bolsa de semilla, para la preparación de la tierra, entre otros.

Su sueño es que en el futuro él cultivo le dé buenos resultados, por ende ganancias para cancelar su crédito y tener las puertas abiertas para otros. Así mismo, ayudar a sus hijos para que siga estudiando y puedan tener mejores oportunidades de trabajo.

Previous Loan Details

Julia is 36 years old, married, and has four children. She has 20 years experience growing corn and squash, work she learned from her parents. Previously she only did the household chores. The loan for which she is applying to Fundación Campo is to buy fertilizers and fungicides for her corn c... More from Julia Estebana's previous loan »

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 690
    View loans »
    El Salvador Loans Fundraising
  • $25,085,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Julia Estebana to buy 4 sacks of sulfate, one of formula, herbicides for the pests and a bag of seed, among other things.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 21, 2014
Listed
Jun 17, 2014
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2015