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Joseph is a 48-year-old married male with five children who all attend school. Joseph is a teacher by profession and works 8 hours a day. He has been in service for 22 years and also earns additional income from farming. Joseph was inspired to join the teaching profession due to the government sponsorship.

Joseph wants money to buy building materials like sand and cement to complete his house. Joseph is reliable however, the long distance to his place of work is the difficulty he encounters.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Uganda

  • $1,500
    Average annual income
  • 154
    View loans »
    Uganda Loans Fundraising
  • $28,672,675
    Funds lent in using Kiva
  • 2,534.9
    Uganda Shillings (UGX) = $1 USD
A loan of $1,200 helped Joseph to buy building materials like sand and cement to complete his house.
Repayment Term
33 months (Additional Information)
Repayment Schedule
May 19, 2014
Jun 2, 2014
Currency Exchange Loss:
Jul 2, 2014